Terms & Conditions

1. Acceptance of Terms

By accessing and using the Mega Farm Solutions Limited platform (the "Platform"), you accept and agree to be bound by the terms and provision of this agreement. In addition, when using these particular services, you shall be subject to any posted guidelines or rules applicable to such services. Any participation in this service will constitute acceptance of this agreement.

If you do not agree to abide by the above, please do not use this service. We reserve the right to update or change these Terms and Conditions at any time and we encourage you to check this page periodically.

2. Definitions

In these Terms and Conditions, unless the context otherwise requires:

• "Platform" means the Mega Farm Solutions Limited website, mobile application, and all related services.
• "User" means any person who accesses or uses the Platform.
• "Farmer" means a registered agricultural producer using our services.
• "Agent" means a certified representative authorized to onboard farmers.
• "Services" means all services provided through the Platform including registration, market access, training, and payment processing.
• "Content" means all information, data, text, software, photographs, graphics, messages, or other materials.
• "Account" means your personal user account on the Platform.

3. Registration & Accounts

3.1 Eligibility

To use our Services, you must:

• Be at least 18 years old
• Be a resident of Nigeria
• Provide accurate and complete registration information
• Maintain the security of your password and account
• Accept responsibility for all activities that occur under your account

3.2 Account Security

You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer or device. You agree to accept responsibility for all activities that occur under your account.

3.3 Account Termination

We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders at our sole discretion.

4. Farmer Terms

4.1 Farmer Registration

To register as a farmer, you must:

• Provide accurate personal and farm information
• Submit valid identification documents
• Agree to verification procedures
• Maintain updated profile information

4.2 Farmer Responsibilities

Registered farmers agree to:

• Provide truthful information about farming activities
• Comply with agricultural best practices
• Participate in required training programs
• Maintain quality standards for produce
• Adhere to payment schedules for services

4.3 Farmer Benefits

Registered farmers are entitled to:

• Access to market opportunities
• Training and extension services
• Agricultural input supply
• Financial services access
• Technical support and guidance

5. Agent Terms

5.1 Agent Certification

To become an agent, you must:

• Complete agent application process
• Pass background verification
• Complete mandatory training
• Sign agent agreement
• Receive certification

5.2 Agent Responsibilities

Certified agents must:

• Adhere to code of conduct
• Maintain professional standards
• Provide accurate farmer information
• Follow registration procedures
• Submit reports as required

5.3 Commission Structure

Agent commissions are:

• Based on successful farmer registrations
• Paid according to agreed schedules
• Subject to performance metrics
• Tax compliant (agents responsible for taxes)

6. Services & Payments

6.1 Service Description

We provide various agricultural services including but not limited to:

• Farmer registration and verification
• Market access and connections
• Training and capacity building
• Agricultural input supply
• Payment processing services
• Digital record keeping

6.2 Payment Terms

Payment terms include:

• Clear pricing for all services
• Multiple payment methods accepted
• Secure payment processing
• Receipts for all transactions
• Refund policy as applicable

6.3 Service Modifications

We reserve the right to modify or discontinue any service at any time without notice. We shall not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Service.

7. Intellectual Property

The Platform and its original content, features, and functionality are owned by Mega Farm Solutions Limited and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not:

• Copy, modify, or create derivative works
• Use our trademarks without permission
• Reverse engineer any part of the Platform
• Remove any copyright notices
• Use content for commercial purposes without license

8. Privacy & Data Protection

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our Services, you agree to the collection and use of information in accordance with our Privacy Policy.

We comply with the Nigeria Data Protection Regulation (NDPR) and other applicable data protection laws.

9. Liability & Disclaimer

9.1 Disclaimer of Warranties

The Services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that:

• The Services will be uninterrupted or error-free
• Defects will be corrected
• The Services are free of viruses or other harmful components

9.2 Limitation of Liability

To the maximum extent permitted by law, Mega Farm Solutions Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from:

• Your use or inability to use the Services
• Unauthorized access to your transmissions or data
• Statements or conduct of any third party
• Any other matter relating to the Services

10. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service or contact us to deactivate your account.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law provisions.

Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Nigeria. We reserve the right to seek injunctive relief in any court of competent jurisdiction.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

13. Contact Information

If you have any questions about these Terms, please contact us:

• Email: legal@megafarmsolutions.com.ng
• Phone: +234 800 123 4567
• Address: Plot 1234, Central Business District, Abuja, Nigeria
• Business Hours: Monday - Friday, 8:00 AM - 5:00 PM WAT